Understanding Terra RRG Professional Liability Insurance
Publication: Journal of Professional Issues in Engineering
Volume 116, Issue 3
Abstract
Terra RRG is a Vermont‐based corporation that underwrites professional liability insurance for consulting engineers and engineering firms in private practice whose practices are concentrated in the geosciences. A descriptive review of the professional liability insurance coverage provided by the Terra Insurance Company is presented. Terminology unique to the professional liability insurance industry is defined and numerous examples are used to help clarify particularly important and difficult concepts. In light of the escalated importance of professional liability insurance in today's consulting engineering practice, dissemination of this type of information to employees should be an essential part of a firm's loss‐prevention‐education program. By understanding the coverage provided, employees will be able to assist in limiting the firm's exposure to losses by not accepting risks for which they have no protection. Additionally, educated employees will be able to provide information to clients who are not aware of the limitations associated with professional liability insurance and its appropriate role in the conduct of the consulting engineering business.
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References
1.
The ASFE contract reference guide, 2nd Ed. (1986). Associated Soil and Foundation Engineers, Inc., Silver Springs, Md.
2.
Howell, E. B., and Howell, R. P. (1976). Untangling the web of professional liability, 2nd Ed., Risk Analysis and Research Corp., San Francisco, Calif.
3.
An introduction to professional practice; draft no, 2. (1988). Associated Soil and Foundation Engineers, Inc., Silver Springs, Md.
4.
1989 Terra RRG resource manual. (1989). Terra Insurance Company, Burlington, Vt.
5.
“Understanding professional liability insurance.” (1984). ACEC guidelines to practice, American Consulting Engineers Council (ACEC), Washington, D.C., 1(3).
Information & Authors
Information
Published In
Journal of Professional Issues in Engineering
Volume 116 • Issue 3 • July 1990
Pages: 239 - 249
Copyright
Copyright © 1990 ASCE.
History
Published online: Jul 1, 1990
Published in print: Jul 1990
Authors
Metrics & Citations
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